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For Employees

Working individuals who are IAble Account Owners have the opportunity to contribute an additional $14,5800 on top of the $18,000 Annual Contribution Limit without compromising their eligibility for public benefits. In an effort to ensure people with disabilities have access to opportunities to earn an income, IAble has created materials and identified online resources for them to utilize.


The Earn, Save, Maintain flyer provides information about ABLE accounts, including eligibility, how it relates to employment and ABLE to Work.

Earn, Save, Maintain (PDF)

The Payroll Direct Deposit Procedure document outlines how Account Owners and Authorized Individuals can work with their HR professional to implement payroll direct deposit to their IAble account. 

Payroll Direct Deposit Procedure (PDF)

Online Resources

The Job Accommodation Network (JAN) is the leading source of free, expert guidance on job accommodations and disability employment issues. JAN provides free consulting services for all employees, regardless of their medical condition. Services include one-on-one consultation for job accommodations, vendors, referrals and ADA compliance.

AskJAN Resources for Employees

Iowa Vocational Rehabilitation Services (IVRS) provides expert, individualized services to Iowans with disabilities to help them achieve independence through employment support. Among many services, they help people create an Individualized Plan for Employment (IPE).

Iowa Vocational Rehabilitation Services Resources

The ABLE National Resource Center (NRC) is a leading source of information about federal- and state-related ABLE programs and activities. Their Decision Guide Series includes one about ABLE accounts and working individuals with disabilities. You'll find information on retirement savings, public benefits and more. 

ABLE NRC Decision Guides

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