About Us
With IAble, individuals with disabilities and their families can save for qualified disability-related expenses while protecting their eligibility for certain assistance programs like SSI and Medicaid. Choose from our seven investment options and receive generous tax savings, including a state tax deduction for Iowa taxpayers.
Eligibility
There are a few requirements individuals with disabilities must meet to be eligible for an account. Use our eligibility quiz to determine if you could be eligible to open an IAble account for yourself or a loved one. All you need is a few minutes to answer questions regarding your situation.
Note from State Treasurer
State Treasurer Michael Fitzgerald is excited to administer IAble, Iowa’s Achieving a Better Life Experience (ABLE) savings plan! With tax-advantaged ways to save for people with disabilities and their families, along with maintaining eligibility for assistance programs, IAble is an empowering plan that Treasurer Fitzgerald is thrilled to share.
For more information about IAble (the "Member Plan"), call (888) 609-8910, or visit https://www.IAble.gov to obtain Plan Disclosure Documents, which include investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing.
Before investing in any qualified ABLE program, you should consider whether your home state offers a qualified ABLE program that provides its taxpayers with favorable state tax and other benefits that are only available through investment in the home state's qualified ABLE program. You also should consult your financial, tax, or other adviser to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to directly contact your home state's qualified ABLE program, or any other qualified ABLE program, to learn more about those plans' features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.
The Member Plan is sponsored by the state of Iowa and administered by Treasurer of the State. The Member Plan is one of the qualified ABLE plans issued by the Ascensus ABLE Consortium Trust. Ascensus College Savings Recordkeeping Services, LLC, the Program Manager, and its affiliates have overall responsibility for the day-to-day operations, including investment advisory, recordkeeping and administrative services. The Member Plan offers a series of investment options within the Ascensus ABLE Consortium Trust. The Member Plan is intended to operate as a qualified ABLE plan to be used only to save for Qualified Disability Expenses, pursuant to the Section 529A of the U.S. Internal Revenue Code, as amended.
This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under federal or state tax laws. This material is not an offer to sell or a solicitation of an offer to buy any securities. Participation in the Member Plan does not guarantee that contributions and the investment return on contributions, if any, will be adequate to cover future expenses or that an account owner is eligible to participate in the Member Plan.
