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Contribution Methods

Up to $17,000 can be contributed to an IAble account each year, which can be exceeded by Account Owners who are employed (see ABLE to Work below).

Any person, including your friends, family, corporation, trust or other legal entity may contribute to your IAble account. From writing a check to having Supplemental Security Income (SSI) benefit payments directly deposited, we offer a variety of contribution methods to choose from.

  • Check

  • Wire transfer

  • Payroll direct deposit

  • Recurring contributions

  • SSI benefit payments

  • Transfers from a Special Needs Trust

  • Rollover from a 529 plan1

In addition, Supplemental Security Income (SSI) benefit payments can be directly deposited into an IAble account.

ABLE to Work

IAble Account Owners who earn income may contribute additional funds (also known as ABLE to Work) beyond the Annual Contribution Limit of $17,000 – up to $13,590 more. If you are an employer or a working individual with a disability, check out the various resources we provide to help you learn about this benefit and educate others. 

ABLE to Work

For Employers

For Employees


1The amount that may be rolled over from a 529 Plan in any year, when combined with any other contributions made to your Account in the same year, cannot exceed the Annual Contribution Limit. Under current federal law, this feature will only be available until January 1, 2026. Consider consulting with a tax or investment professional to determine the tax applicability to your scenario.

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