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Who is Eligible?

There are a few requirements that individuals with disabilities must meet to be eligible for an account.

You are eligible if:

  • You were diagnosed with a disability before the age of 26


  • One of the following is true:

    • You are eligible for, or you receive, SSI or SSDI because of your disability.

    • You experience blindness as determined by the Social Security Act.

    • A medically determinable physical or mental impairment with marked and severed function limitation that has lasted, or is expected to last, at least 12 continuous months or result in death.

    • You have a similarly severe disability with a written diagnosis from a licensed physician that can be produced if requested.

Who Can Open an Account?

Account Control

Eligible individuals over the age of 18 can open an account and have complete control if they have the legal capacity to do so. To establish an account for adults who lack the capacity to contract, a parent with guardianship, conservator or person with a Power of Attorney must open the account. To establish an account for minors, a parent or guardian must open the account. See our Who Can Open an Account? page for more information.

Did you know?

Proof of eligibility is not required to open an account. You will self-certify during the enrollment process and re-certify annually. You should maintain a record of your diagnosis, benefits verification letter or other relevant documents in the event that you are required to prove eligibility at a later date.

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