Who is Eligible?

Individuals with disabilities must meet a few requirements to be eligible for an Account.

You are eligible if:

• The disability was present before the age of 26 (changing to 46 on January 1, 2026)

AND

• One of the following is true:

  • You are eligible for, or you receive, SSI or SSDI because of your disability.

  • You experience blindness as determined by the Social Security Act.

  • You have a medically determinable physical or mental impairment with marked and severed function limitation that has lasted, or is expected to last, at least 12 continuous months or result in death.

  • You have a similarly severe disability with a written diagnosis from a licensed physician that can be produced if requested.

  • Your disability is included on the Social Security Administration’s list of Compassionate Allowances Conditions.

Who Can Open an Account?

Did you know?

Proof of eligibility is not required to open an Account. You will certify during the enrollment process and recertify annually. You should maintain a record of your diagnosis, benefits verification letter or other relevant documents in the event you are required to prove eligibility at a later date.