About

IAble is here for you!

Maintain Benefits. Gain Financial Independence. Save and Invest Money.

IAble is a savings and investment plan that allows individuals with disabilities and their support systems the opportunity to save and invest their money for disability-related expenses on a tax-advantaged basis. All this without risking essential federal government benefits.

IAble is administered by the Iowa State Treasurer and was made possible following the passage of the federal Stephen Beck, Jr., Achieving a Better Life Experience (ABLE) Act, which authorized states to create ABLE programs. The Iowa Treasurer’s Office launched the program in January of 2017.

IAble is a member of the National ABLE Alliance, a 19-member team that includes 18 states and the District of Columbia, which represents more than one-quarter of the nation’s ABLE-eligible population. By working together in a bi-partisan way, Alliance states can offer a best-in-class ABLE program to individuals with disabilities anywhere in the country.

Ascensus College Savings Recordkeeping Services, LLC serves as the program manager for the National ABLE Alliance and is responsible for day-to-day operations, investment advisory, recordkeeping and administrative services.

For more information about IAble, read the Plan Disclosure Booklet.

For more information about IAble (the "Member Plan"), call (888) 609-8910, or visit https://www.IAble.gov to obtain a Plan Disclosure Booklet, which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing.

Before investing in any qualified ABLE program, you should consider whether your home state offers a qualified ABLE program that provides its taxpayers with favorable state tax and other benefits that are only available through investment in the home state's qualified ABLE program. You also should consult your financial, tax, or other adviser to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to directly contact your home state's qualified ABLE program, or any other qualified ABLE program, to learn more about those plans' features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The Member Plan is sponsored by the state of Iowa and administered by Treasurer of the State. The Member Plan is one of the qualified ABLE plans issued by the Ascensus ABLE Consortium Trust. Ascensus College Savings Recordkeeping Services, LLC, the Program Manager, and its affiliates have overall responsibility for the day-to-day operations, including investment advisory, recordkeeping and administrative services. The Member Plan offers a series of Investment Options within the Ascensus ABLE Consortium Trust. The Member Plan is intended to operate as a qualified ABLE plan to be used only to save for Qualified Disability Expenses, pursuant to the Section 529A of the U.S. Internal Revenue Code, as amended.

This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under federal or state tax laws. This material is not an offer to sell or a solicitation of an offer to buy any securities. Participation in the Member Plan does not guarantee that contributions and the investment return on contributions, if any, will be adequate to cover future expenses or that an Account Owner is eligible to participate in the Member Plan.

About

IAble is here for you!

Maintain Benefits. Gain Financial Independence. Save and Invest Money.

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