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Eligible individuals can open the account for themselves, or an authorized individual can open an account on their behalf. There are a few requirements that individuals with disabilities must meet to be eligible for an account.

You're eligible if:

  • You were diagnosed with a disability before the age of 26; and

  • One of the following is true:

    • You are eligible for, or you receive, SSI or SSDI because of your disability

    • You experience blindness as determined by the Social Security Act

    • You have a medically determinable physical or mental impairment with marked and severe functional limitation that has lasted, or is expected to last, at least 12 continuous months or result in death

    • You have a similarly severe disability with a written diagnosis from a licensed physician that can be produced if requested

    • Your disability is included on the Social Security Administration’s list of Compassionate Allowances Conditions. See for more information

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