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Who is eligible?

Eligible individuals can open the account for themselves, or an authorized individual can open an account on their behalf. There are a few requirements that individuals with disabilities must meet to be eligible for an account.

You're eligible if:

  • You were diagnosed with a disability before the age of 26; and
  • One of the following is true:
    • You are eligible for SSI or SSDI because of a disability;
    • You experience blindness as determined by the Social Security Act; or
    • You have a similarly severe disability with a written diagnosis from a licensed physician that can be produced if requested.

You must self-certify that you have one of the following:

  • Blindness as defined by the Social Security Act (SSA); OR
  • A medically determinable physical or mental impairment with marked and severed function limitation that has lasted, or is expected to last, at least 12 continuous months or result in death;
    • AND you must have a written disability-related diagnosis signed by a physician.
  • You must re-certify annually.

(Proof of eligibility is not required to open an account. However, you should maintain a record of your diagnosis, benefits verification letter or other relevant documents in the event that you are required to prove eligibility at a later time.)

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