Skip to main content
IAble
Main Content

Investment Options

IAble offers choices for every investor with a range of investment options to match both your goals and comfort with risk. From aggressive options seeking higher returns to conservative investments that place capital preservation over growth, IAble offers six risk-based investment options. IAble also offers an FDIC-insured checking account (through Fifth Third Bank) that lets you withdraw money using a debit card. With this option, you can easily use your funds for everyday expenses. You can choose a single option or a blend of all seven options.

Aggressive

Aggressive Pie Chart: 90% Stocks, 10% Bonds

Objective

The Aggressive investment option seeks to provide long-term capital appreciation with very low income potential.

Strategy

This investment option invests in equity funds offered by Vanguard, BlackRock, and Schwab, as well as fixed income funds offered by Vanguard and BlackRock. Through its investment in these underlying funds, this investment option allocates approximately 90% of its assets to stocks and 10% of its assets to investment-grade bonds.

Risks

This investment option has a number of investment related risks. For a list and descriptions of the risks associated with the Vanguard funds, BlackRock funds and Schwab funds, see Explanations of Investment Risk Factors in the Plan Disclosure Statement.

 

Moderately Aggressive

Moderately Aggressive Pie Chart - 25% Bonds, 75% Stocks

Objective

The Moderately Aggressive investment option seeks to provide long-term capital appreciation with low income potential.

Strategy

This investment option invests in equity funds offered by Vanguard, BlackRock, and Schwab, as well as fixed income funds offered by Vanguard and BlackRock. Through its investment in these underlying funds, this investment option allocates approximately 75% of its assets to stocks and 25% of its assets to investment-grade bonds.

Risks

This investment option has a number of investment related risks. For a list and descriptions of the risks associated with the Vanguard funds, BlackRock funds and Schwab funds, see Explanations of Investment Risk Factors in the Plan Disclosure Statement.

 

Growth Option

Growth Pie Chart - 40% Bonds, 60% Stocks

Objective

The Growth investment option seeks to provide capital appreciation and low current income.

Strategy

This investment option invests in equity funds offered by Vanguard, BlackRock, and Schwab, as well as fixed income funds offered by Vanguard and BlackRock. Through its investment in these underlying funds, this investment option allocates approximately 60% of its assets to stocks and 40% of its assets to investment-grade bonds.

Risks

This investment option has a number of investment related risks. For a list and descriptions of the risks associated with the Vanguard funds, BlackRock funds and Schwab funds, see Explanations of Investment Risk Factors in the Plan Disclosure Statement.

 

Moderate Option

Moderate Pie Chart - 55% Bonds, 45% Stocks

Objective

The Moderate investment option primarily seeks to provide capital appreciation and secondarily provide moderate current income.

Strategy

This investment option invests in equity funds offered by Vanguard, BlackRock, and Schwab, as well as fixed income funds offered by Vanguard and BlackRock. Through its investment in these underlying funds, this investment option allocates approximately 45% of its assets to stocks and 55% of its assets to investment-grade bonds.

Risks

This investment option has a number of investment related risks. For a list and descriptions of the risks associated with the Vanguard funds, BlackRock funds and Schwab funds, see Explanations of Investment Risk Factors in the Plan Disclosure Statement.

 

Moderately Conservative

Moderately Conservative Pie Chart - 45% Bonds, 30% Stocks, 25% Cash

Objective

The Moderately Conservative investment option seeks to provide moderate current income and low capital appreciation and moderate capital preservation.

Strategy

This investment option invests in equity funds offered by Vanguard, BlackRock, and Schwab, as well as fixed income funds offered by Vanguard and BlackRock and a Sallie Mae High Yield Savings Account. Through its investment in these underlying funds, this investment option allocates approximately 30% of its assets to stocks, 45% of its assets to investment-grade bonds and 25% to cash. investment-grade bonds and 25% to cash.

Risks

This investment option has a number of investment related risks. For a list and descriptions of the risks associated with the Vanguard funds, BlackRock funds and Schwab funds, see Explanations of Investment Risk Factors in the Plan Disclosure Statement

 

Conservative

Moderately Conservative Pie Chart - 30% Bonds, 10% Stocks, 60% Cash

Objective

The Conservative investment option seeks to provide substantial capital preservation, limited current income and very low capital appreciation.

Strategy

This investment option invests in equity funds offered by Vanguard, BlackRock, and Schwab, as well as fixed income funds offered by Vanguard and BlackRock and a Sallie Mae High Yield Savings Account. Through its investment in these underlying funds, this investment option allocates approximately 10% of its assets to stocks, 30% of its assets to investment-grade bonds and 60% to cash.

Risks

This investment option has a number of investment related risks. For a list and descriptions of the risks associated with the Vanguard funds, BlackRock funds and Schwab funds, see Explanations of Investment Risk Factors in the Plan Disclosure Statement.

© 2020 IAble. All rights reserved.